Financial Services
We help financial institutions modernize through engaging digital lending solutions, reliable data analytics platforms and AI for improved efficiency.
transactions processed yearly on Zitec-built platforms
yearly processed transaction value across platforms and industries
Proven impact in financial services
Reimagining mobile banking for modern users
We created Nexent Bank’s next-generation CardAvantaj mobile app to support the organization’s digital transformation ambitions, being recognized with the Public Choice Award at UX Awards Berlin 2026.
3 months
delivery for a complete mobile app
8% increase
in active users
Faster loan decisions based on microservices
We built custom microservices for HeyBlu, speeding up loan approvals and making it easier for them to grow through retailer partnerships.
36 seconds
average loan approval time
4% increase
in daily conversion rates
Fraud detection & prevention in financial services
We developed a GenAI solution using Google Cloud to help Finqware label banking transactions quickly and accurately.
91.3%
accuracy
3.1 seconds
processing time using Gemini Pro
From compliance to checkout
We built a PCI DSS-compliant payment platform for Token, helping them simplify transactions and onboard merchants quickly.
Compliance
with PCI DSS and the National Bank of Romania
9 Months
Time to deliver the first version of the product
Unified payment experiences
Redesigned the 24pay mobile app and created intuitive UIs for public terminals and courier apps. Our work included user flows for AVM terminals (taxes, lottery), the Pudo T4 delivery app and Mastercard campaigns.
Full redesign
of 24pay app interface
AVM UI design
for tax and lottery transactions
Let’s build together
Give us a few details about your project or goal.
We’ll connect you with our best-equipped expert to assist you.
Meet our Financial Services leadership team
Results & tech excellency in one package
How we enable financial institutions to grow
Reflecting our client’s success
Innovative payments
Start launching new innovative payment products faster, integrate transformative payment methods, streamline operations and optimize costs through advanced data analytics.
Mobile & digital banking
By building well-crafted digital platforms around your core systems, you can launch products faster, elevate CX, while turning your stability and extensive customer data into a competitive edge. Match the agility of dynamic fintech competitors without the risk.
Consumer & SME lending
Through robust digital platforms, you can start launching new innovative financing products faster, onboard your customers 100% digitally, offer a superior customer experience and improve portfolio profitability with advanced data analytics.
Innovative fintech solutions
We build and deploy MVPs in record time, leveraging agile methods and fintech expertise so you can launch, iterate, and gain traction quickly. As you scale, we guide your transition from startup to resilient market leader.
Technology partnerships backed by expertise in BFSI
Discover the partnerships that enable us to deliver digital solutions built to the highest standards of security, compliance, and performance.
End-to-end capabilities to help you
build and scale in financial services
Consulting
Consulting
Foundation workshops · Business analysis · PoC development · Transformation roadmap
Development
Development
Product Team as a Service · Project Team as a Service
AI readiness & use case definition, GenAI & Large Language Models integration, AI-powered automation, Machine learning models
Design
Design
UX design · UI Design
Machine Learning
Machine Learning
Data Strategy & Achitecture · Business intelligence & visualization · Data Engineering
Infrastructure
Infrastructure
CI/CD pipelines · DevSecOps · Security & compliance · System reliability
Transformation
Transformation
Microsoft & Google Premier Partner · Cloud architecture · Migration & modernization · Cost optimization
& Evolution
& Evolution
Technical audit · Continuous improvement · Maintenance & support
Demand generation · Lead & sales enablement · Growth strategy · Brand amplification · SEO · GEO
What our clients say about us
“We weren’t just looking for a software developer, but a true business partner aligned with our ambition. Zitec proved to be that partner. Based on trust, openness and transparent communication, we sparked a lasting collaboration that continues to evolve with a pipeline of new strategic initiatives.”
Antar Turgay
Chief Retail Banking Officer
Nexent Bank
“In our quest to find the right technological partner for our needs, we had several exchanges with different other companies in the market. We were immediately attracted by the technological architecture proposed by Zitec, as well as by the team brought forward. The proven experience with similar projects was a vital criteria for us and it proved to be the right decision reflecting Zitec’s top-tier status.”
George Iuhas
CTO HeyBlu
Grounded in trust
Regulatory compliance
We treat regulatory compliance as a core architectural requirement. Our deep understanding of PSD2, GDPR, and AML is engineered into the foundation of your compliant financial platform.
Security by design
We design a multi-layered architecture to shield sensitive data, combining secure code reviews, penetration testing and cloud security assessments, embedding protection throughout the development lifecycle.
Accessibility
Our approach to accessibility by design integrates WCAG standards directly into the heart of our product design and development processes. By embedding these standards from the start, we create a more equitable experience for all users.
Connected to the ecosystem through the Digital Banking Scorecard
Through our involvement in the Digital Banking Scorecard report and annual event, including Zitec’s regular contribution to the report and Lucian Daia, Head of Financial Services at Zitec, taking the stage, we stay close to the insights, benchmarks and trends shaping the banking industry year after year. It helps us track how digital maturity evolves across the market and remain connected to the priorities transforming financial services.
Lucian Daia, Zitec’s financial services business line director, on stage at Digital Banking Scorecard 2026
Build for the realities of financial services
Technical debt. Slow time to market. Fragmented data. AI that can’t scale. These challenges shouldn’t dictate your roadmap. Instead, they call for scalable solutions built for the complex realities of financial services.
Let’s build together
Give us a few details about your project or goal.
We’ll connect you with our best-equipped expert to assist you.